英语论文代写：关于养老金计划
当贴现率下降和年金保险费增加时，与资助某些额外服务有关的费用将进一步增加。此声明属实，养老金计划也可能因此受到影响。由于向不同的客户提供越来越多的折扣的趋势，公司没有向人们提供所需的养老金数额。这还将导致可能与养恤金提供者和与保险有关的一些其他公司有关的总负债的增加。由于贴现率较低，与年金相关的保费也会较高。这将反映出较低的增长投资，即投资回报。较低的折现率也会对与长寿相关的风险产生影响。除此之外，贴现率越低，固定收益资产的价值回报也会越低。这使得特别难以为与资金不足有关的问题找到解决办法。作为养恤金委员会的成员，我谨建议本组织不应执行传统的养恤金计划。从以上几点的分析可以看出，由于传统的养恤金制度，本组织内部可能存在几个问题。这也会增加员工的复杂性。本组织不应这样做，而应越来越多地把重点放在委员会的养恤金计划及其有关措施上。这将有助于从组织和员工的角度缓解压力。
这是很重要的，以确保员工应该得到更好的养老金计划，这是对员工的未来是安全的，可以帮助他们承受生活的压力在后面的年龄。我还建议委员会制定一项退休后保险计划，并将其与养恤金计划一并列入。这样做的目的是为了确保组织和员工都有更好的满意度。近年来，更关心公共保障是很重要的。同样，雇主也有可能面临更高的风险。这也将对传统的养恤金产生影响，并将进一步增加养恤金对雇主的负担。由于政府的担保，其他公司得到了大量的资金。综上所述，我们发现了大量与需求和供给相关的因素，这些因素可能会对传统的养老金计划产生负面影响。因此，这是一个正确的时间来超越传统的养老金计划，并与员工携手合作，以贡献为基础的养老金计划。政府应越来越多地关注与长寿风险相关的风险的存在。这可以通过知道或有负债来实现。政府还应帮助支持一些私营部门，同时处理与寿命有关的风险。
英语论文代写：关于养老金计划
The costs which are related to the funding of the certain additional service would be further increased when there will be a declination in the discount rate and increase in annuity premiums. This statement is true and the pension plans may also be impacted due to the same. Because of the tendency to offer more and more discounts to the different customers, the companies fail to provide the required pension amount to the people. It would also lead to the increase in the overall liabilities which may be related to the pension provider and some of the other companies which are related to the insurance. Because of the lower discount rate there will also be the higher premium related to the annuity. This would be reflecting the lower growth investment, return on investment. The lower discounted rate will also have an impact on the risks which were related to the longevity. Other than this, the lower rate of discount also means that there would be lower amount of return on the value of the fixed income asset. This makes it particularly difficult to find a way out for the problems related to the underfunding.As a member of the pension committee, I would like to suggest that the organization should not be implementing the traditional pension scheme. From the analysis of the above points, it can be identified that due to the traditional pension schemes there can be several issues within the organization. It can also be leading to the increased complexities to the employee. Instead of this, the organization should focus more and more on comtributiom pension plan and the measures related to the same. This would help in easing the pressure both from the perspectives of the organization and the employee.
This is important to ensure that the employees should get the better pension plan which is secure for the future of the employee and can help them in withstanding the pressures of life in the latter age. I would also suggest the committee, to create a post retirement insurance plan and add them along with the pension plan. This should be done in order to ensure that both the organization and the employees should have a better level of satisfaction. In the recent times, it is important to be more concerned about public guarantees. As a result of the same, there are chances that the employer will be having higher chances of risk. This will have an impact on the traditional pension as well and would further increase the burden of the pension on the employer. As a result of the public guarantee, the other companies are paid a large number of money. From the above, a large number of demand and supply related factors have been identified which may prove to be negative for the traditional pension plan. Therefore, this is the correct time to come above the traditional pension plan and work hand in hand with the employees in terms of the contribution based pension plan. The government should be concerned more and more for the existence of the risk related to the longevity risk. This can be done by knowing in the contingent liability. The government should also help in supporting a number of the private sectors while dealing with the risks which are related to the longevity.